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Practice Area

Banking & Finance

Structuring capital. Securing transactions.

Capital is only useful when it can move — and financing transactions depend on legal certainty at every step. We advise banks, alternative lenders, borrowers, sponsors, and financial institutions on the full range of financing structures under Romanian and EU law: bilateral and syndicated credit facilities, acquisition and leveraged finance, project finance, real estate lending, and complex security packages. Where Romanian banking regulation intersects with transactions — BNR requirements, financial services licensing, consumer credit rules, or AML obligations — we integrate regulatory advice directly into the transactional work.

Our Approach

Financing transactions require speed without sacrifice of precision. We are structured to move quickly when timelines are tight — preparing documentation, coordinating security packages, and managing regulatory conditions efficiently — without losing sight of the details that protect our clients when disputes arise.

Key Areas

  • Lending & Credit Facilities
  • Acquisition Finance
  • Project Finance
  • Security Packages
  • Debt Restructuring
  • Sustainable Finance
  • Banking Regulation
  • Financial Institution M&A

Industries Served

  • Banking & Financial Institutions
  • Private Equity & Funds
  • Real Estate & Construction
  • Energy & Infrastructure
  • Healthcare & Pharma
  • Technology & Software

What We Do

Full-range banking and finance services for lenders, borrowers, and financial institutions.

Lending & Credit Facilities

Advising on bilateral and syndicated credit facilities — including term loans, revolving credit facilities, overdrafts, and standby facilities — from term sheet through execution and drawdown.

Acquisition Finance

Legal support for leveraged buyouts and acquisition financings — structuring debt and equity components, drafting financing agreements, and coordinating security packages across multiple asset classes.

Project Finance

Advising lenders and sponsors on project finance structures — including non-recourse and limited recourse financing for infrastructure, energy, and industrial projects in Romania.

Security & Guarantee Arrangements

Creating and perfecting security over Romanian assets — movable and immovable mortgages, pledges over shares and receivables, account control agreements, and cross-border security packages.

Debt Restructuring & Workouts

Advising lenders and borrowers on out-of-court debt restructurings — including amendments and waivers, forbearance agreements, debt-for-equity conversions, and intercreditor negotiations.

Sustainable Finance & ESG

Advising on green loans, sustainability-linked loans, ESG-linked financing structures, and the integration of sustainability criteria into financing documentation under Romanian and EU frameworks.

Banking & Financial Regulation

Advising banks, payment institutions, and financial service providers on NBR regulatory requirements, capital adequacy, licensing, and compliance with EU banking regulation (CRD/CRR).

Financial Institution M&A

Legal support for acquisitions, mergers, and disposals involving banks, insurance companies, investment firms, and payment institutions — including regulatory approvals and change-of-control notifications.

Related Practice Areas

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